Fees and rates
Lusonexa fees are set in a commercial proposal, based on transaction volume and the modules contracted.
Paid to Lusonexa
Technology, operations and platform support.
Platform fee
Type: FixedA periodic amount that depends on transaction volume, users and contracted modules.
- Amount
- Set in the proposal
- When it is shown
- In the proposal and contract
Implementation or integration
Type: FixedA one-off amount only when there is API integration or specific configuration.
- Amount
- If applicable, set in the proposal
- When it is shown
- In the proposal and contract
Fee per payment or receipt
Type: Fixed or variableA per-transaction amount, fixed or percentage-based, according to the contract.
- Amount
- Set in the contract
- When it is shown
- In the summary, before confirmation
Lusonexa Income
Type: VariableDepends on the number of assets or contracts, frequency and receipts tracked.
- Amount
- Set in the proposal
- When it is shown
- In the proposal and contract
Financial service
Provided by the authorised partner financial institution integrated with Lusonexa, which executes the conversion and moves the funds.
Exchange rate
Type: VariableProvided by the partner financial institution based on market conditions. It is neither fixed nor guaranteed before the quote.
- Amount
- Quoted at the time of the transaction
- When it is shown
- In the flow, before confirmation, with a validity period
FX margin or spread
Type: VariableThe difference between the applied rate and the reference rate. If any part of it pays Lusonexa, this will be stated explicitly.
- Amount
- Shown in the summary, where it applies
- When it is shown
- In the summary, before confirmation
Partner financial institution costs
Type: Fixed or variableTransfer, international payment or conversion fees charged by the partner financial institution.
- Amount
- Depends on the provider and transaction
- When it is shown
- In the summary, before confirmation
Third parties and legal charges
Amounts outside the control of Lusonexa and the partner financial institution.
Taxes and charges
Type: VariableTaxes, stamp duties or legal charges that may apply. Lusonexa does not provide tax advice.
- Amount
- Depends on country and transaction type
- When it is shown
- When known, in the summary
Payer or recipient banks
Type: VariableSending, receiving or intermediary banks may charge their own fees.
- Amount
- Set by each bank
- When it is shown
- Outside the Lusonexa flow
How the quote works
- How it is calculated
- The partner financial institution starts from the market rate for the currency pair and applies the margin and fees shown in the summary.
- When it is shown
- After you set the amount and currencies, before you accept and initiate the transaction through Lusonexa.
- How long it is valid
- For the period set by the partner financial institution and shown on screen. When it expires, a new quote is requested.
- What can change the cost
- Amount, currency pair, countries involved, payment method, urgency, market conditions and client eligibility.
Before confirming, you always see
- Amount sent
- Source and destination currency
- Exchange rate
- Applicable fees, separated by who charges them
- Estimated amount received
- Quote validity
Summary before confirmation
Illustrative simulation with fictional values
- Amount sent
- USD 100,000.00
- Source currency
- USD
- Destination currency
- EUR
- Exchange rate (fictional)
- 1 USD = 0.9000 EUR
- FX margin (example: 0.40%)Partner financial institution
- − EUR 360.00
- Partner financial institution fee (example)Partner financial institution
- − EUR 25.00
- Lusonexa fee per payment (example)Lusonexa
- − EUR 20.00
Estimated amount received
EUR 89,595.00
Quote valid for 60 seconds (example)
Calculation: 100,000 × 0.9000 = 90,000; minus 0.40% (360), 25 and 20.
Lusonexa does not promise a fixed exchange rate or the best market rate. Final amounts depend on the accepted quote, the partner financial institution and the transaction conditions.